banking sectors - अब आते हैं दूसरे और थोड़े अधिक जटिल घटक पर: **YLD (Years Lived with Disability)**, यानी विकलांगता के साथ जिए गए वर्ष। इसकी गणना के लिए हमें तीन मुख्य चीजों की आवश्यकता होती है: घटना की संख्या, विकलांगता की अवधि और विकलांगता भार। इसका सूत्र है: ***YLD = I x DW x L***, जहाँ:
Introduce Banking sectors
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